Preheat oven to 180 degree C. Place cupcake cases on muffin moulds.
Start by making cream cheese filling, Take all ingredients mentioned for filling in a bowl and mix well.Set aside.
Now lets make muffin batter. Take egg, sugar, brown sugar, oil, yogurt, vanilla in a bowl and mix well.
Add in mashed banana and mix well.
Add in wheat flour, baking soda and baking powder. Fold gently.
Take a muffin pan, scoop some batter in the mould, top with cream cheese and then top with more batter.
Now bake this for 20 to 25 mins till it is done.
Remove and cool down.